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1. Complete Absence of Personal Data Collection

No Mandatory Logins: Unlike standard financial applications, we do not require you to sign up for an account, provide an email address, verify via Google authentication, or process an active mobile OTP (One-Time Password) funnel.

No Confidential Financial Credentials: We never request your Social Security number, brokerage account credentials, broker API integrations, or portfolio statement uploads.

No Stored Input Selections: The combination of funds you input into our selection slots is processed transiently to generate your interactive results. This comparison query is not saved to a persistent user database or attached to a personal identity record.

2. Log Data and Technical Architecture

To securely maintain our platform infrastructure, standard technical diagnostic data may be logged temporarily by our hosting providers (such as Railway.app):

Log Properties: This information includes internet protocol (IP) addresses, generic browser user-agent strings, internal reference entry pages, page interaction speeds, and timestamp logs.

Anonymization: This diagnostic data is completely stripped of personal context and is evaluated abstractly to debug API route rate limits, fix component layout errors on mobile screens, and protect our servers from systemic bot traffic.

3. Cookies and Advertising Partners

Technical State Retention: We may use localized browser storage (such as session storage) to preserve your selected fund comparison state during active browser sessions, ensuring your input variables don't wipe out if you refresh the interface.

Third-Party Advertisements: To maintain the free-to-use status of this independent financial tool, we display contextual advertisements on the site (via platforms like Google AdSense). These third-party networks may place and read cookies on your browser or use tracking web beacons to gather broad, non-personal geographic and interest-based demographics to serve relevant native advertisements. You can easily opt out of personalized tracking cookies directly through your local browser preference panels.

4. Security Protocols

We implement appropriate technical measures—such as enforcing sitewide Secure Socket Layer (SSL/HTTPS) encryption for all incoming requests and using a localized caching system—to ensure data in transit between your screen and our backend matrix engine remains encrypted and private.

5. Compliance and Amendments

We reserve the right to modify this policy at any time to align with updated security practices or changes in applicable law. Continued use of the platform following updates implies acceptance of the modified version.